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<!doctype html> <html lang="en"> <head> <meta charset="utf-8"> <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no"> <meta name="author" content="FLMPC"> <link rel="shortcut icon" href="favicon.png"> <meta name="description" content="Family Lifers MPC started with 19 members in 1991, aiming to improve lives through cooperation. We envision a prosperous community for over 50 years."> <meta name="author" content="Family Lifers MPC"> <meta name="keywords" content="Family Lifers MPC, FLMPC, Family Lifers Cooperative, multi-purpose cooperative Philippines, cooperative success story, CDA registered cooperative, community development coop, family life apostolates cooperative"> <meta property="og:url" content="https://familylifersmpc.com" /> <meta property="og:type" content="website" /> <meta property="og:title" content="Family Lifers MPC" /> <meta property="og:description" content="Family Lifers Multi-Purpose Cooperative – Empowering communities through shared service and sustainable growth." /> <meta property="og:image" content="https://familylifersmpc.com/assets/images/og-preview.jpg" /> <meta property="og:image:secure_url" content="https://familylifersmpc.com/assets/images/og-preview.jpg" /> <meta property="og:image:type" content="image/jpeg" /> <meta property="og:image:width" content="1200" /> <meta property="og:image:height" content="630" /> <meta property="og:image:alt" content="Family Lifers MPC logo and banner" /> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=Poppins:wght@100;200;300;400;500;600;700;800;900&display=swap" rel="stylesheet"> <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/bootstrap@4.0.0/dist/css/bootstrap.min.css" integrity="sha384-Gn5384xqQ1aoWXA+058RXPxPg6fy4IWvTNh0E263XmFcJlSAwiGgFAW/dAiS6JXm" crossorigin="anonymous"> <link rel="icon" type="image/x-icon" href="favicon.ico"> <!-- Bootstrap CSS --> <link href="web-css/bootstrap.min.css" rel="stylesheet"> <link href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.0.0-beta3/css/all.min.css" rel="stylesheet"> <link href="web-css/tiny-slider.css" rel="stylesheet"> <link href="web-css/style.css" rel="stylesheet"> <title>Family Lifers MPC</title> <style> .img-wrap img { border-radius: 12px; /* smooth rounded corners / box-shadow: 0 8px 20px rgba(0, 0, 0, 0.3); / drop shadow / transition: transform 0.3s ease, box-shadow 0.3s ease; } .img-wrap img:hover { transform: translateY(-10px); / floating effect on hover / box-shadow: 0 12px 30px rgba(0, 0, 0, 0.4); / deeper shadow */ } </style> </head> <body> <!-- Start Header/Navigation --> <nav class="custom-navbar1 custom-navbar navbar navbar navbar-expand-md navbar-dark bg-dark" arial-label="Furni navigation bar"> <div class="container"> <a class="navbar-brand" href="index">FLMPC</a> <button class="navbar-toggler" type="button" data-bs-toggle="collapse" data-bs-target="#navbarsFurni" aria-controls="navbarsFurni" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <div class="collapse navbar-collapse" id="navbarsFurni"> <ul class="custom-navbar-nav navbar-nav ms-auto mb-2 mb-md-0"> <li><a class="nav-link" href="index">Home</a></li> <li class="nav-item active"> <a class="nav-link" href="loansoffered">Loans Offered</a> </li> <li><a class="nav-link" href="savingsandtimedeposit">Savings & Time Deposit</a></li> <li><a class="nav-link" href="services">Programs & Services</a></li> <li><a class="nav-link" href="index#aboutus">About us</a></li> </ul> <ul class="custom-navbar-cta navbar-nav mb-2 mb-md-0 ms-5"> <li><a class="nav-link" href="login"><img src="web-images/user.svg"><strong>  My Coop Login</strong></a></li> </ul> </div> </div> </nav> <!-- End Header/Navigation --> <video autoplay muted loop playsinline id="bgVideo"> <source src="bgvid1.mp4" type="video/mp4"> </video> <!-- Start Hero Section --> <div class="hero bgmain"> <div class="container"> <div class="row justify-content-between"> <div class="col-lg-5"> <div class="intro-excerpt"> <h1>Loans Offered</h1> <p class="mb-4" style="color:black;font-size:18px;"><strong>View your current Savings and Loans Online.</br> Login to your account by clicking the button below.</strong></p> <p><a href="login" class="btn btn-white-outline">Login to my Coop Account</a></p> </div> </div> <div class="col-lg-7"> <div class="hero-img-wrap"> <img src="web-images/couch.png" class="img-fluid"> </div> </div> </div> </div> </div> <!-- End Hero Section --> <!-- Start Product Section --> <div class="product-section"> <div class="container"> <div class="row"> <!-- Start Column 1 --> <div class="col-md-12 col-lg-4 mb-5 mb-lg-0"> <h2 class="mb-4 section-title"><strong>Check out the loan services we offer below!</strong></h2> </div> <!-- End Column 1 --> <!-- Start Column 2 --> <div class="col-12 col-md-4 col-lg-2 mb-5 mb-md-0"> <a class="product-item" href="#regularloan"> <img src="web-images/product-1.png" class="img-fluid product-thumbnail"> <strong class="product-price">Regular Loan</strong> <span class="icon-cross"> <img src="web-images/cross.svg" class="img-fluid"> </span> </a> </div> <!-- End Column 2 --> <!-- Start Column 3 --> <div class="col-12 col-md-4 col-lg-2 mb-5 mb-md-0"> <a class="product-item" href="#specialloan"> <img src="web-images/product-2.png" class="img-fluid product-thumbnail"> <strong class="product-price">Special Loan</strong> <span class="icon-cross"> <img src="web-images/cross.svg" class="img-fluid"> </span> </a> </div> <!-- End Column 3 --> <!-- Start Column 4 --> <div class="col-12 col-md-4 col-lg-2 mb-5 mb-md-0"> <a class="product-item" href="#pettycashloan"> <img src="web-images/product-3.png" class="img-fluid product-thumbnail"> <strong class="product-price">Petty Cash Loan</strong> <span class="icon-cross"> <img src="web-images/cross.svg" class="img-fluid"> </span> </a> </div> <!-- End Column 4 --> <!-- Start Column 5 --> <div class="col-12 col-md-4 col-lg-2 mb-5 mb-md-0"> <a class="product-item" href="#riceloan"> <img src="web-images/product-4.png" class="img-fluid product-thumbnail"> <strong class="product-price">Rice Loan</strong> <span class="icon-cross"> <img src="web-images/cross.svg" class="img-fluid"> </span> </a> </div> <!-- End Column 5 --> </div> </div> </div> <!-- End Product Section --> <!-- Start Why Choose Us Section --> <div class="why-choose-section" id="regularloan"> <div class="container"> <div class="row justify-content-between align-items-center"> <div class="col-lg-6"> <h2 class="section-title"><strong>Fixed Deposit / Regular Loan</strong></h2> <h3><strong>Qualifications:</strong></h3> <div class="row my-5"> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">Must be paid of the minimum fixed deposit of 2,500.00</h3> </div> </div> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">Attended the required Pre-Membership Education Seminar (PMES)</h3> </div> </div> <h4><strong>Purpose:</strong> Provident or Productive use.</h4> <h5>Loan amounts: P2,500 up to P200,000</h5> <h5>Loan term: 6-24 months</h5> <h5>Mode of Payment : <strong>Monthly</strong></h5></br></br> <h4><strong>Availment:</strong></h4></br></br> <h5><strong>1st Loan</strong> - 100%</h5> <h5><strong>2nd loan</strong> – 200% FD maximum</h5></br></br> <h4><strong>Criteria for 200% FD</strong></h4></br></br> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">40% monthly FD</h3> </div> </div> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">40% monthly repayment</h3> </div> </div> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">10% Ownership</h3> </div> </div> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">10% Participation</h3> </div> </div> <h4><strong>Interest Rate:</strong></h4> <h3 style="font-size:18px;"><strong>2%</strong> Per Month</h3></br></br> <h4><strong>Penalty:</strong></h4> <h3 style="font-size:18px;"><strong>2%</strong> Per Month</h3> </div> </div> <div class="col-lg-5"> <div class="img-wrap"> <img src="web-images/regularloan.jpg" alt="Image" class="img-fluid"> </div> </div> </div> </div> </div> <!-- End Why Choose Us Section --> <!-- Start Why Choose Us Section --> <div class="why-choose-section" id="specialloan"> <div class="container"> <div class="row justify-content-between align-items-center"> <div class="col-lg-5"> <div class="img-wrap"> <img src="web-images/specialloan.jpg" alt="Image" class="img-fluid"> </div> </div> <div class="col-lg-6"> <h2 class="section-title"><strong>Special / Salary Loan</strong></h2> <h3><strong>Eligibility / Who can borrow?</strong></h3> <div class="row my-5"> <div class="col-9 col-md-9"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">At least 12 months as a member, MIGS and total of all loans shall not exceed the maximum ceiling of P200,000</h3> <h3 style="font-size:18px;">In case of salary loans, resolution with MOA by the agency concerned designating authorized representatives.</h3> </div> </div> <h4><strong>Purpose:</strong></h4> <h5>Productive use only <strong>(Special)</strong></h5> <h5>Providential or Productive <strong>(Salary)</strong></h5></br></br> <h4><strong>Capital Requirement:</strong></h4> <h5>With fixed deposit of not less than P10,000</h5></br></br> <h4><strong>Availment:</strong></h4> <h5>Accommodations shall be subject to availability of funds</h5></br></br> <h5><strong>Amount:</strong></h5> <h5>-Special loan depends upon project cost.</h5> <h5>-Salary loan is up to 6x of the net take home pay.</h5></br></br> <h4><strong>Interest Rate:</strong></h4> <h5><strong>3%</strong> Per Month</h5></br></br> <h4><strong>Penalty:</strong></h4> <h5><strong>2%</strong> Per Month</h5></br></br> <h4><strong>Mode of Payment:</strong></h4> <h5>Monthly</h5> </div> </div> </div> </div> </div> <!-- End Why Choose Us Section --> <!-- Start Why Choose Us Section --> <div class="why-choose-section" id="pettycashloan"> <div class="container"> <div class="row justify-content-between align-items-center"> <div class="col-lg-6"> <h2 class="section-title"><strong>Petty Cash Loan</strong></h2> <h3><strong>Who can borrow?</strong></h3> <div class="row my-5"> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">Paid of the minimum FD, MIGS.</h3> </div> </div> <h4><strong>Purpose:</strong></h4> <h5>Emergency providential use</h5></br></br> <h4><strong>Amount:</strong></h4> <h5><strong>P5,000.00</strong> (below 10K Share Capital)</h5> <h5><strong>P10,000.00</strong> (with SC of 10K and above)</h5></br></br> <h4><strong>Interest & Penalty:</strong></h4> <h5><strong>2.5%</strong> interest with <strong>3% </strong>surcharge on every month default </h5></br></br> <h4><strong>Term:</strong></h4> <h5>Payable up to 10 months for P5,000.00 & up to 12 months for P10,000.00</h5> </div> </div> <div class="col-lg-5"> <div class="img-wrap"> <img src="web-images/pettycashloan.jpg" alt="Image" class="img-fluid"> </div> </div> </div> </div> </div> <!-- End Why Choose Us Section --> <!-- Start Why Choose Us Section --> <div class="why-choose-section" id="riceloan"> <div class="container"> <div class="row justify-content-between align-items-center"> <div class="col-lg-5"> <div class="img-wrap"> <img src="web-images/riceloan.jpg" alt="Image" class="img-fluid"> </div> </div> <div class="col-lg-6"> <h2 class="section-title"><strong>Rice Loan</strong></h2> <h3><strong>Who can Avail?</strong></h3> <div class="row my-5"> <div class="col-6 col-md-6"> <div class="feature"> <div class="icon"> <img src="web-images/check-circle.svg" alt="Image" class="imf-fluid"> </div> <h3 style="font-size:18px;">Paid of the minimum FD, MIGS.</h3> </div> </div> <h4><strong>Amount:</strong></h4> <h5>Maximum of <strong>P2,000.00</strong></h5></br></br> <h4><strong>Charges:</strong></h4> <h5><strong>2%</strong> Service Fee</h5> <h5><strong>0%</strong> Interest if paid within one month</h5> <h5><strong>3%</strong> Interest if exceeds one month</h5> <h5><strong>2%</strong> Additional surcharge for over two months</h5></br></br> </div> </div> </div> </div> </div> <!-- End Why Choose Us Section --> <!-- Start Footer Section --> <footer class="footer-section bgmain"> <div class="container relative"> <div class="sofa-img"> <img src="web-images/sofa.png" alt="Image" class="img-fluid"> </div> <div class="row g-5 mb-5"> <div class="col-lg-4"> <div class="mb-4 footer-logo-wrap"><a href="index" class="footer-logo"><strong>FLMPC</strong></a></div> <p class="mb-4">"We Care, We Share"</br>Family Lifers Multi-Purpose Cooperative<br>Since 1991</p> </div> <div class="col-lg-8"> <div class="row links-wrap"> <div class="col-6 col-sm-6 col-md-3"> <ul class="list-unstyled"> <li><a href="loansoffered">Loans Offered</a></li> <li><a href="savingsandtimedeposit">Savings & Time Deposit</a></li> <li><a href="services">Programs & Services</a></li> </ul> </div> <div class="col-6 col-sm-6 col-md-3"> <ul class="list-unstyled"> <li><a href="mailto:coop.familylifers@gmail.com">Email Us</a></li> <li><a href="https://www.facebook.com/familylifersmpc" target="_blank">Facebook Page</a> </li> <li><a href="https://m.me/familylifersmpc" target="_blank">Live chat</a></li> </ul> </div> <div class="col-6 col-sm-6 col-md-3"> <ul class="list-unstyled"> <li><a href="login">My Coop Account</a></li> <li><a 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